$25,000 Sweepstake Credit Card

By: Deidre Shirley

There is a lot of buzz lately about sweepstakes credit cards. People are starting to realize they never use their rewards they've accumulated on their rewards cards, or they expire, or are hard to get the rewards they've rightfully earned. People fed up with rewards cards are starting to use sweepstakes credit cards because the idea of winning a large reward instead of a small useless reward is more beneficial to them.

What is a sweepstakes credit card? It is a credit card where everytime you use it, you are entered into a drawing to win a cash prize. Some work by one entry per purchase, others work with one entry per dollar spent. Also, how often winners are choosen and how much they make varies depending on the card.

After researching all the sweepstakes credit cards available, our favorite is the American DreamCard™ Platinum MasterCard®. This is because: 1. The sweepstakes is monthly, not yearly. 2. There is no annual fee. 3. You are entered into the sweepstakes every time you spend one dollar, so you are entered multiple times each month. 4. The winner gets $25,000 plus a percentage of what is spent on other cardholders purchases. This gives you the possibility of winning thousands of dollars.

Because of these reasons, we feel this is the best card available for those who choose a sweepstakes card, and you can apply for this card at http://www.findacreditsolution.com/53/25000-Sweepstake-Credit-Card.html

But what if you have poor credit or a bad FICO score? This is a very common question, since you probably won't be able to get accepted for the sweepstakes credit card. Individuals often ask, "Can I qualify for a sweepstakes credit card with bad credit?" Fortunately, there are some effective strategies for getting a quality credit account even if your credit track record is not spotless.

First, consider pulling all of your credit reports before applying for the sweepstakes credit card. Too many inquiries in your credit report could prevent you from getting the credit card you want and deserve. In fact, excessive inquiries can even cause more harm to your overall credit picture than outstanding or overdue accounts. This is not always the case, but it does point to the significance of too many inquiries and the level of impact this can have on your credit account.

You might also consider searching for low interest credit cards with a higher application success rate, found at http://www.FindACreditSolution.com. Although most credit card offers will not make this information readily available on their website or in their terms and conditions, you may be able to do some light research online to uncover credit card offers that have a higher approval rate than most.

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Deidre Shirley is an author and credit card expert. Deidre has worked with thousands of individuals to choose the perfect credit card for their financial situation. Visit www.FindACreditSolution.com for more info.

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