Insurance Rates And Your Health

By: Rob R.

Americans keep getting bigger and bigger. The Trust For Americans Health fourth annual obesity report, reveals in the past year, obesity rates have gone up in 31 states and no states had shrinking rates. Also 2/3 of U.S. adults are overweight or obese, 60% of the population in 32 states is overweight or obese.

People in the U.S.A. are facing higher health care cost along with more people without insurance. Preventable diseases related to being overweight or obese are also on the rise involving diabetes and heart disease and some forms of cancer.

Forty seven million people have no insurance, 2.2 million more than last year, with health insurance coverage up 87% since 2000 according to AARP.

There are steps that can be taken to prevent devastating illness related to being overweight or obese, regardless if your insured or not. Inactivity and poor diet are the biggest problems causing obesity. The most important organ in your body, your heart, needs cardiovascular stimulation with some form of exercise to help fortify it and deliver oxygen to the body.

Preexisting ailments can determine your health insurance premiums and you could even be declined. High premiums and deductibles will put a financial burden on most people especially if the disease becomes chronic. The rise in the number of obesity related diseases is also causing health insurance companies to pass the cost along to everyone.

Obese children rates are now at epidemic levels with one in five being overweight or obese. Corporate junk food advertising and busy parents not monitoring their kids physical daily activities and nutritional intake is having an overwhelming negative effect on their lives and chances of leading a good healthy existence into their young adult lives. Kids are growing up and dying of heart disease before they reach forty years old.

Living a healthy lifestyle is a free insurance policy for you and your family that only takes committing to good healthy nutritional foods and continuous fitness conditioning habits.

Inactivity in many peoples lives due to their jobs involving a lot of sitting or just bad lazy habits in their normal lives are causing health problems way before the natural course of your life would take. Time to start good healthy eating (avoid saturated and trans fats) and exercise routines and don't sway from them once you find what is working for you. Find a good diet program or prepare more food yourself at home.

The World Health Organization states there is evidence that, on a population level, the risk of chronic diseases, increases progressively as average body mass index (BMI) increases above 21. WHO defines overweight as 25 or more,, and obesity 30 or more. This is determined by a persons weight (in kilograms) divided by the square of his or her height (in meters). A high body mass index is a major risk factor for a number of chronic diseases., including cardiovascular diseases, cancer and diabetes.

The one sedentary recreation that has become a big problem for many american families is TV. People spend an unhealthy amount of time in front of the tube. If you must watch, try getting up and watch at least 30 minutes per day of your favorite program while performing aerobics or calisthenic type exercises- any heart stimulating movement will help.

With the climb of health care cost and the risk of loosing a job or days off due to illness, or obesity preventing you from getting decent employment, and employers looking for ways to pass the cost to employees, you need to take as many preventive measures as possible for you and your family . The important thing is to get started and make these changes a part of your everyday life for the rest of your life, so you can avoid financial and medical catastrophy.

To enjoy a productive healthy life, it is imperative to lead it with healthy eating choices and some form of exercise program and never quit.

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