Mexican Car Insurance - A Valuable Companion!

By: Linden Gray

For an American visitor, a car accident in Mexico is a great deal more serious than the same type of accident would be at home according to Mr. Kitto. In his personal account of having a car accident and spending a week dealing with Mexican Authorities, Kitto hopes to alert all Americans planning to drive in Mexico of the need to be fully prepared.

Mexican car insurance tops his list, for reasons that will become obvious as you read his story. Bill Kitto was not traveling for his first time in Mexico when he got into an accident near San Vincente, Mexico while driving his friend's truck.

An exceedingly cautious driver, Bill was at the wheel because road conditions were deteriorating due to an incoming rain storm, which left him at the mercy of his friend's Mexican insurance holder.

Bill and his friend were riding at a careful 30 KPH, but as they turned a corner, they were faced with the Mexican Federal military truck darting towards them - slightly on their side of the road. Without enough time to prevent a collision, the two vehicles crashed head-on left, causing the other vehicle to skid down an embankment. Bill and his friend made contact with the wall located on the opposite side of the road.

Within minutes, the Mexican police arrive and one speeds an injured Bill away to a location unknown to him or his companion who is left standing roadside. In Mexico, there is no 'innocent until proven guilty' - exactly the opposite.

Because he did not know if his friend had Mexican car insurance, Bill was put in a Mexican jail cell, not knowing what would happen to him and with no contact with anyone outside.

Hours pass and the guards come to take him back to the scene of the accident. At this time, he is able to join his friend and his friend's Mexico car insurance policy. In the United States, there are usually no further complications, but in Mexico - this is not the case. There is much more to deal with.

The entire story of Bill is lengthy and quite upsetting. He actually spends a week in a Mexican hospital without anyone by his side. Bill attempts to prolong his injuries so that he will avoid seeing the inside of a Mexican prison. He is completely at the mercy of the local government; an archaic technology; and shady legal counsel. At first it seemed that paying his way out of the situation is clearly not an option.

There were many times when Bill was unsure if he would ever get out of the mess-if he could afford to get out of the mess. In the end, Bill does gain his tenuous freedom, only after spending more than $28,000 US. Luckily for Bill, he was able to secure the money to secure his freedom, but many other Americans would have fallen far short.

Because of the mountains of red tape and the corrupt officials he dealt with, Bill is not sure if he will ever see any of his money back. Using the lessons he learned from his experience, Bill works to educate Americans planning to travel in Mexico.

Be sure to have a cell phone or satellite phone on you at all times and learn the dialing codes in Mexico.

Remain in contact with family in the states that can help you secure funds if needed and contact Mexican insurance companies as needed (because your ability will be limited)

And above all else-

ALWAYS HAVE MEXICO AUTO INSURANCE - the kind that delivers good protection and adequately covers personal injury and damage to property.

Verify that your Mexico auto insurance is from a quality insurance company.

Make certain that you have proof of Mexico Insurance within the car and at hand all the time! (Should you be away from the vehicle, have the Mexican auto insurance ID cards on your person!)

The horrendous experience Bill went through proved just one thing - it is money that matters in Mexico. There, it doesn't matter how they get it or where it comes from, but if you can grease their palms with enough cash, it makes a difference in being seen as guilty or innocent.

Since getting your hands on $30,000 in a flash is too far-fetched for many of us to imagine, the best way to prevent this kind of incident from occurring is to drive in Mexico with quality Mexico automobile insurance and adequate limits.

Niche Article Directory: http://www.thatsmyniche.com

Linden Gray is an international insurance veteran with 29 years of retail & direct insurance experience. Mr. Gray has been featured in numerous publications including RV Magazine, PE.com, Google & Yahoo News, Digg & Buzzle. Visit his website here: Mexico Auto Insurance.

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