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  • Credit Card Cheques - An Expensive Convenience  By : Michael D. Strauss
    Credit card cheques are touted by card issuers as a convenient way to use your account when cards aren't accepted, but it's not always made clear how much they cost.
  • Is Cashback The Future For Credit Cards?  By : Michael D. Strauss
    Cashback is a feature of credit cards that is rapidly growing in popularity. Why is this and how could you benefit?
  • Getting a Credit Card with a Bad Credit Rating  By : Nicholas Hunt
    Paying by plastic is becoming ever more common, not least because of the rise of online shopping. How can people with poor credit ratings get approved for a credit card?
  • Credit Card Balance Transfer Fees  By : Michael D. Strauss
    Credit card balance transfer offers were so popular that they ended up costing the credit card industry serious amounts of money. Something had to be done, so the balance transfer 'handling fee' was born.
  • Credit Cards: Why You Should Pay More Than The Minimum  By : Michael D. Strauss
    Credit cards are a great convenience, but it can be all to easy to let your debt slide out of control. Making only the minimuum repayments will make the situation worse, and this article explains why.
  • Simple Steps to Prevent Credit Card Fraud  By : Michael D. Strauss
    Credit card fraud costs hundreds of millions every year, and is a distressing and damaging experience for the victims. Fortunately, there are some simple ways of vastly reducing the chances of it happening to you.
  • Which Kind Of Credit Card Should I Choose?  By : Michael D. Strauss
    There are so many credit cards available with different features, it can be hard to decide which one to apply for. A simple way of narrowing the field is to base your decision on your spending habits, rather than being swayed by eyecatching advertisements promoting features you may not need.
  • Flat Rate Credit Cards  By : Michael D. Strauss
    Most credit cards feature different interest rates depending on how they're used. Purchases, balance transfers, cash withdrawals, introductory offers... the number of different rates can be confusing. Flat rate cards charge the same APR for everything, making it easier to keep track of how much your card is costing.
  • How Important Is Credit Card APR?  By : Michael D. Strauss
    Many credit card advertisements feature a low APR as the most prominent feature, but is that the most important thing with a card? There are many other benefits to consider, which might be more valuable than a low rate.
  • When Not To Use A Credit Card  By : Michael D. Strauss
    Credit cards are a convenient part of modern life, but unfortunately it can be all too easy to run up problem levels of debt. Knowing when card use is inappropriate will help prevent your card getting you into trouble.
  • Get in Control of Your Credit Card Debt  By : Michael D. Strauss
    Using credit cards can make day to day life more simple, reducing the need to carry cash and making it easy to shop online and by telephone. However, spending with plastic can sometimes be a little too easy, and many people find their balances get out of control.
  • Is Credit Card APR All That Counts?  By : Nicholas Hunt
    Choosing a credit card isn't simply a matter of going for the one with the lowest APR interest rate, you need to match the card to the way you spend. Getting it wrong can be costly, so how do you decide which type of card to apply for?
  • Bad Credit: County Court Judgements Explained  By : Nicholas Hunt
    County Court Judgements or CCJs will have a serious impact on your credit rating, making it more difficult to obtain finance. What are CCJs, and can you do anything about them?
  • Are Online Credit Card Applications Too Easy?  By : Michael D. Strauss
    Applying online for a credit card is easier than ever, but there is a danger to be aware of. Find out the harm it can do to your credit rating, and how to avoid it.
  • Credit Repair For Yourself  By : Martin Sumner
    There are thousands of websites offering their services in repairing a bad credit rating. Unfortunately however, there's no magic bullet solution, but that doesn't mean there's nothing you can do to improve the situation.
  • Choosing Cashback Or Rewards Credit Cards  By : Michael D. Strauss
    With the demise of balance transfers as an attractive credit card offer, cashback and rewards schemes are growing in popularity. Find out what they are and how you could profit from using them.
  • Common Pitfalls of Credit Card Use  By : Nicholas Hunt
    Credit cards are an incredibly popular and convenient part of modern life, but if used unwisely they can lead to financial problems. Find out how to stay out of trouble with your card.
  • Charity Credit Cards - A Good Deal?  By : Michael D. Strauss
    Charity credit cards are often presented as an easy way to donate to charity without any cost to yourself, but is it really that simple? This article shows how there might be more cost effective options available.
  • About Sports Affinity Credit Cards  By : Michael D. Strauss
    Sports affinity cards let you donate funds to your team at no direct cost to yourself, and also offer other benefits of interest to sports fans. Find out if one is right for you.
  • Beware of Scams When Repairing Your Credit  By : Cornie Herring
    If you are in bad credit situation and are anxious in looking for a solution to rebuild your credit, then you may be tempted to answer an ad from a scam who can promise you an entirely new credit identity. Don't be their victims, learn the sign of scams and beware of them.
  • What Does Your Credit History Look Like?  By : Cornie Herring
    If you have ever taken out a loan, used a credit card or taken advantage of a "buy now, pay later" offer, you will have a credit history. You may think your credit history is perfect because you have never been late or missed any of your loan payment. But there may have errors in it; thus, It is important to get a copy of your credit history, check it and correct it if you found errors.
  • Why Choose A Gas Credit Card?  By : Michael D. Strauss
    Gas credit cards are now available from almost every gas station it seems. Why would you choose one over an ordinary card?
  • How To Protect Yourself From Pre-Approved Credit Card Offer?  By : Cornie Herring
    Chances are you have received one of those pre-approved, low-interest rate credit card offers. Sounds like a good deal, right? Well, before you go ahead and accept one, at least know what you are getting into before signing on the bottom line of application form. Learn how to protect yourself from these pre-approved credit card offers.
  • Bad Credit Credit Cards - Avoid Hurting Your Credit Further  By : Arthor Pens
    When you have bad credit, the last thing you want to do is make it worse. If you have not learned your lesson, you might just do that if you obtain bad credit credit cards. Before you receive your credit cards for bad credit you want to make sure that you are financially and mentally ready.
  • Tricks Credit Card Companies Use To Ramp Up Your Bills  By : Michael D. Strauss
    Credit card companies are notorious for squeezing every last drop of profit out of their customers. Find out the ways they do this and how to keep in front.
  • Why Does Your Credit Card Rate Keep Going Up?  By : rateempire
    Have your read your credit card contract through completely? Do you know when it is okay for your creditor to raise your interest rates? If you are not sure about how and when your rates can be affected over the life of your contract you should take a few minutes to read your contract thoroughly from beginning to end.
  • An Introduction To Affinity Credit Cards  By : Michael D. Strauss
    Affinity credit cards are becoming increasingly popular, offering a new range of benefits and features. Find out what they are, what they offer, and whether one could be right for you.
  • The TRUTH About Credit Repair  By : Jay Peters
    What you need to know about legally raising your credit score up to 249 points in 90 days or less.
  • What Can You Do if You Have Problem Fixing Your Credit Report?  By : rateempire
    Have you ever had a problem that just won't be resolved? The endless phone calls, letters and hours of worry can really start to get to you.
  • What is Credit Counseling All About?  By : rateempire
    Many people who are suffering from extreme financial troubles due to debt have successfully made use of credit counseling services. While it is often spoken of in the same breath with debt negotiation it is really quite different.
  • How Can A Bankruptcy Affect Your Chances Of Getting A Credit Card  By : Arthor Pens
    Many consumers are under the impression that if you end up in a bad credit situation that leads into bankruptcy that there is no chance of getting a credit card ever again. Well this is not the case as it is very possible...
  • Tips For Selecting The Right Type Of Secured Credit Card  By : Arthor Pens
    If bad credit, or no credit for that matter, is your current credit situation then finding a secured credit card may be the only option you have to get a credit card.
  • Be Aware that Credit Cards Change  By : rateempire
    The changes in terms for your credit card can impact you financially. So many people simply pull the statement out of the envelope and never read any of the changes in terms or other materials sent by the credit card company.
  • Organize Credit Card Debt  By : rateempire
    If credit cards have become a way of life for you, it might be time to organize your credit cards. If you have a lot of credit card debt, you might even want to look at consolidating your cards to a lower rate card that will save you in interest charges. Be careful, done incorrectly, canceling and consolidating credit card debt can harm your credit.
  • Increase Your Credit Score  By : rateempire
    Over 30 million Americans have less-than-perfect credit, but it is realy quite simple to increase your credit score.
  • Lower Your Credit Card Interest Rates  By : rateempire
    When you pay a lower interest rate more of your monthly payment goes towards the principal balance. This is because your finance charges are lower on your account. You may also see your payment amount decrease. However, you should continue to pay as much as possible towards your credit card debts.
  • Five Simple Ways To Regain Credit Card Control  By : rateempire
    Credit cards easily get out of control. You simply don't realize how much you are charging and how little you are paying. Before you can even think about paying your card off entirely, you have to simply regain control of your credit card debt.
  • Credit Card Debt Relief Services  By : Arthor Pens
    Consumers will find that debt relief from your credit cards can take on many different forms. The first step that you as the consumer should take is to owe up to whatever it is that you owe and what about your spending habits needs to be changed.
  • Everyone Should Request A Credit Card That Gives Cash Rebates  By : Angelknight
    You know credit cards that offer rebates give you cash rewards every time you make a purchase using the card. Do you know, in spite of the fact there are many kinds of reward credit cards, more and more credit card companies are leaning towards cash back rewards? The single, most important, reason credit card companies are doing this is because people prefer to get cash back over any other kind of credit card incentive.
  • It Is Better To Get Your Credit Card Online  By : Angelknight
    Most of us get credit card offers through traditional snail – U.S. Postal Service - mail, and we understand how those offers work.
  • Credit card collection agencies secrets  By : rateempire
    Have you ever wondered why collection agencies keep calling you more often? There are numerous situations that credit collectors use to get the money you owe.
  • How to accept credit cards  By : Electronic Transfer
    The basis of any successful internet or e-commerce site today is the way in which they handle there electronic transactions. A majority of the e-commerce related traffic generated is by sites that have a flexible method of accepting payments. Earlier a majority of sites were restricted by the way they accepted there on-line payments, however with the advent of newer payment gateways and on-line transaction sites it is has become essential that webmasters accept almost all major payment methods.
  • The TRUTH About Credit Repair...  By : Joynny W. Ellison
    Have you ever wondered what companies
    send you when they claim you can erase
    bad credit overnight? How about those
    ads that say you can get any major
    credit
    card without a deposit or a credit
    check?
  • Credit Cards - Getting The One You Want May Be A Challenge  By : Angelknight
    As you search through the daily newspaper, you are probably amazed by the number of credit card offers offered. While shopping around the city you find credit card offers are omnipresent. This is also true with television which also advertises many different credit card offers. There is no getting around it, credit card offers are everywhere you go. Do you wonder why there are so many credit card offers? Well, to be straight-forward, the foremost reason for so many offers is that the credit card business is highly profitable for credit card issuers. After looking over the situation, when there seems to be an endless number of credit card offers, how do you determine what is the best credit card offer for you?
  • It Is Better To Procure Your Credit Card Online  By : Angelknight
    Most of us get credit card offers through traditional snail – U.S. Postal Service - mail, and we understand how those offers work.
  • Consumer Update - Important Information For Online Credit Card Usage  By : Angelknight
    Technology has made possible the usage of credit cards online. Since the beginning of the internet, information and communication barriers have been changed, a great deal. Plus, with the beginning of the internet, has come the arrival of e-shops (electronic shops) and virtual shops that exist solely on the internet. Now, since we have e-shops and virtual shops we, consumers, are positioned to make purchases from these internet stores using a credit card. This we can do by making use of the internet store’s credit card payment approval system. Once our online credit card payments are accepted and confirmed, the purchased goods are delivered to our doorstep. This is buying convenience at its best. Having more and more e-shops popping up everyday, online credit card usage is now more popular than ever. The option to accept internet credit card payments has brought an entirely new dimension to shopping, for both merchants and consumers.
  • Consumer Update - Useful Information For Online Card Usage  By : Angelknight
    Technology has made possible the usage of credit cards online. Since the start of the internet, information and communication barriers have been altered, considerably. Also, with the start of the internet, has come the arrival of e-shops (electronic shops) and virtual shops that exist only on the internet. Now, since we have e-shops and virtual shops we, consumers, are able to make purchases from these online stores using a credit card. This we can do by using the online store’s credit card payment approval facility. Once our online credit card payments are accepted and verified, the bought goods are delivered to our doorstep. This is buying convenience at its best. Having more and more electronic shops popping up everyday, online credit card usage is becoming more popular than ever. The option to accept online credit card payments has brought an brand new dimension to shopping, for both merchants and consumers.
  • Credit Card Holder Update - Useful Information For Online Credit Card Usage  By : Angelknight
    Technology has made possible the usage of credit cards online. Since the beginning of the internet, knowledge and communication barriers have been altered, a great deal. Plus, with the beginning of the internet, has come the arrival of e-shops (electronic shops) and virtual shops that exist only on the internet. Now, since we have e-shops and virtual shops we, consumers, are able to make purchases from these internet stores using a credit card. This we can do by making use of the internet store’s credit card payment approval system. Once our online credit card payments are accepted and verified, the bought goods are delivered to our doorstep. This is buying convenience at its best. Having more and more electronic shops popping up everyday, online credit card usage is becoming more popular than ever. The option to accept internet credit card payments has brought an entirely new dimension to shopping, for both merchants and consumers.
  • You Should Compare Credit Cards Before You Select One  By : Angelknight
    Before you get a credit card, you should compare what each credit card company or bank has to offer. If you get a credit card offer through the mail, you should go to the Internet and research the credit card offer more thoroughly. You should also read the fine print to see if there are any hidden fees or other costs associated with the credit card offer. Very often, with offers through the mail, credit card companies, issuers or banks will try to sip in hidden fees and costs.
  • You Should Compare Credit Cards Before You Choose One  By : Angelknight
    Before you select a credit card, you should compare what each credit card company or bank has to offer. If you get a credit card offer in the mail, you should go to the Internet and research the credit card offer more thoroughly. You should also read the fine print to see if there are any hidden fees or other costs associated with the credit card offer. Quite often, with offers through the mail, credit card companies, issuers or banks will try to sneak in hidden fees and costs.
  • Choose A Credit Card, The Best One Of Course  By : Angelknight
    As you probably know, there are many credit cards available. The one you choose should reflect your lifestyle and your ideal spending limit.
  • The Power Of Chase General Purpose Cards  By : Angelknight
    In this article, I want to briefly state the outstanding attributes, of the 11, currently available, Chase General Purpose Cards. Knowing that, let us check into the great deals and superior service the 11 cards offer. You are sure to view a card with the purchasing power you want, if you are searching for a general purpose credit card.
  • You Should Have The Blue American Express Card  By : Angelknight
    These days, credit cards are loaded with great features and benefits. The American Express Blue card is no exception. In fact, it is one of the better credit cards to own.
  • Consumers Should Get A Credit Card That Offers Cash Rebates  By : Angelknight
    You know credit cards that offer cash rebates give you cash rewards every time you make a purchase with the card. Do you know, in spite of the fact there are many types of reward credit cards, more and more credit card companies are leaning towards cash back incentives? The single, most important, reason credit card companies are doing this is because people prefer to receive cash back over any other type of credit card reward.
  • It Just May Be Time To Get A Credit Card  By : Angelknight
    Are you researching if you should get a credit card Well, to be frank, if you are like many of us, living in the western world, the answer to, should I get a credit card is, yes. Credit cards have changed our lives. In fact, credit cards are a modern, commercial revolution. No matter, and almost everywhere you go you find advertising on TV and websites, in newspapers and stores requesting you to apply for a credit card. Also, if you notice others around you, you will see that most people have credit cards. As a matter of fact, the vast majority of people have more than one credit card. Nearly every adult and young adult applies for a credit card. So, maybe you should you apply for a credit card too.
  • Air Miles Credit Card – A Great Way To Keep Flying  By : Angelknight
    People who fly should have airline credit cards. Air miles credit cards give you points or miles, for each purchase you make with the card and the miles or points are redeemable for travelling expenses. You can use your points or miles for free airline tickets to destinations of your choosing. Should you happen to be among that elite group we refer to as frequent flyers, because of your regular use of travel you collect miles and points faster, and that can save you substantially on your travel and airfare expenses.
  • 5 steps to repair your credit  By : hungry
    There is an unfortunate stroke of luck and you have engrossed yourself neck-deep in bad credit. Credit repair seems to be the need of the hour. You need a dolphin-jump to free yourself from the shackles of bankruptcy and you are out of ideas. You are loaded with bank notices and warnings. How do you handle this stressful bad credit? You are just a layman and bankruptcy can dig up nightmares for you. This is really getting on your nerves. Well, the very sensation seems stinky. It feels miserable if you are glued with bad credit and you need a quick guide to credit repair.


    A few handy tips, well imbibed can raise your eyebrows and get you exercising your jaw. These can give you a reason to smile and can set you back on your track. But self help may be the best help. You don’t need to be depressed. Bad credit can be repaired through a few systematic steps and make you credit- worthy in some time.
  • A Brief History Of Credit Cards  By : Michael D. Strauss
    Despite being so commonplace in modern life, credit cards have a relatively short history. Read when the first cards appeared, and how they developed into the products we know today.
  • Credit Card Rewards Can Be A Excellent Credit Card Feature  By : Angelknight
    Credit card rewards are excellent incentives for using your credit card, but are only of benefit if you will really use the rewards. Credit card rewards are a wonderful way to get excited about using your credit card, however credit card rewards are only worthwhile if they offer rewards that people want, so credit card holders should choose a reward card that matches their lifestyle.
  • Platinum Credit Cards Are What You Want To Have  By : Angelknight
    Platinum credit cards are considered as the most desired credit cards and to get a platinum card, one requires proving his or her credentials. They are generally offered to those individuals with good credit ratings and an income of around $20,000 per annum or more.
  • Those Fantastic Citibank Credit Cards  By : Angelknight
    Citibank credit cards are a great selection for consumers to consider and are some of the leading credit cards in the business. Citi credit cards are available in many different types, from business cards to cards designed specifically for college students.
  • An Instant Approval Credit Card Is What You Get  By : Angelknight
    Most people today have heard about "instant approval" credit cards, but might not understand what they are. Instant approval credit cards are what they sound like.
  • Yes, Here Is Your Low Interest Credit Card  By : Angelknight
    Low interest credit cards are highly sought after by credit card consumers everywhere and are quite possibly the best bargain of the credit card industry.
  • And Here Is Your Low Interest Credit Card  By : Angelknight
    Low interest credit cards are highly sought after by credit card holders everywhere and are quite possibly the best bargain of the credit card industry.
  • Business Credit Cards Make Living Business Life Easier  By : Angelknight
    Business credit cards are a way of reducing the amount of paperwork, receipts, and such, that a business incurs, as well as making it simplier for the accountant to keep track of the expenses.
  • Cash Rebate Credit Cards Are The Best  By : Angelknight
    Cash rebate credit cards are just one of the many types of credit cards that offer rewards to card holders.
  • 5 easy steps to Credit repairs  By : Maarers
    There is an unfortunate stroke of luck and you have engrossed yourself neck-deep in bad credit. Credit repair seems to be the need of the hour. You need a dolphin-jump to free yourself from the shackles of bankruptcy and you are out of ideas
  • Bank of America - A long road to the countries top credit card issuer.  By : Derek Lenehan
    A brief look at Bank of America and how the company rose to be the leading credit issuer.
  • Business Credit Cards Are A Better Way To Manage Business  By : Angelknight
    Business credit cards are primarily distributed for business use only, and provide a simple track record of company expenses.
  • You Get Great Rewards With American Express Credit Cards  By : Angelknight
    American Express Credit Cards are ideal for both individuals and businesses; they boast flexible payments programs and rewards. American Express Credit Cards are also widely used, but are not as widely accepted as Visa and Mastercard.
  • Know Your Credit Score  By : ezdave
    The average credit score is between 600 and 800. Your credit score is mathematical formula which is based on information in your credit report compared to other individuals.
  • Business Credit Cards - Advantageous in Many Situations, Large and Small  By : Derek Lenehan
    Why selecting the best business credit card can be an elusive and moving target.
  • Low Interest Credit Cards Are Great Financial Tools  By : Angelknight
    Low interest rate credit cards are a valuable tool in your financial arsenal and they are a good option if you can only pay the minimum monthly payment at times.
  • Bad Credit Credit Cards Are Not Bad At All  By : Angelknight
    Bad credit credit cards are good for individuals with less than stellar credit history or for those that do not yet have a credit rating. Bad credit credit cards are an excellent method for people with bad credit, or no credit history to improve their credit rating and to enjoy the benefits of credit cards.
  • Avoiding Big Problems with a Little Time Spent Transferring Balances  By : Derek Lenehan
    The lighter side of credit cards. Some much needed satire about balance transfers.
  • Make Sure You Get A Low APR Credit Card  By : Angelknight
    Low APR (Annual Percentage Rate) credit cards are a must for anyone who knows that they will be paying interest on their credit card. As you are shopping around you will find many credit card companies that offer Low APR credit cards, but you must be very careful.
  • Balance Transfer Credit Cards Save You Money  By : Angelknight
    There has been a lot of talk recently about taking advantage of 0% balance transfer credit card offers. Applying for a balance transfer credit card can reduce your interest fees and balance transfer credit cards are ideal for the consumer looking to consolidate several credit cards onto a single bill.
  • Bad Credit Credit Cards - Prepaid, Secured, or Unsecured  By : Arthor Pens
    Bad credit credit cards are considered the best choice for credit card deals if your credit score is below 550. In today's market there are many companies offering credit cards that are designed for bad credit.
  • Visa Credit Cards Are Number One  By : Angelknight
    Credit cards offer a high level of security and flexibility to customers, and this is why so many people use their credit cards for day to day purchases as well as for special purchases. Visa credit cards are the number one credit card used by people around the world, since Visa credit cards offer exceptional convenience and reliability.
  • FICO Soon to Ignore Credit of Authorized Users  By : Bob Larson
    Changes to FICO formula aimed at preventing credit renting. Over 30% of consumers may feel the impact.
  • Shift the Load and Save Some Interest, But Play by the Rules  By : Derek Lenehan
    Balance transfer credit cards can certainly save comsumers some interest. But be aware of all the potential fees.
  • Spokane Merchant Account  By : Mike Knudtson
    Merchant services is a term used to describe a variety of services that enable businesses to carry out financial transactions, from credit card processing to checking validity of cheques. One of the most essential merchant services offered by most major merchant services providers is merchant accounts. Merchant accounts are specialized accounts that allow businesses to receive credit card payments, or carry out financial transactions online. Depending on the type of transactions, the volume of transactions and other parameters, different businesses are eligible for a variety of merchant accounts. Once a merchant is designated a merchant account, the merchant (read business) is then educated in the ways he can access the merchant account and is also sent a complete list of the charges that are associated with the merchant account
  • Cash Back On Everything You Buy Can Add Up  By : Derek Lenehan
    Cash back credit cards can generate some substantial savings. That can add up over time.
  • Cash Back Cards - Slightly Less Rewards, But as Versatile as, Well, Cash  By : Derek Lenehan
    Cash Back credit cards provide a smaller percentage of rewards. But are a necessity if you want to stay in control.
  • A Brief Look At MasterCards  By : Angelknight
    MasterCards are plastic money which is widely used and accepted all over the world. They are accepted at most of the large hotels, restaurants and shops. MasterCards are available through many banks and credit organizations.
  • Gas Reward Cards - An Extra Gallon Can Truly Help  By : Derek Lenehan
    Don't wait to start amassing your gas rebates. You don't know when you may need them.
  • Are Faxless Payday Advances Really The Easy Money?  By : Sam Curtis
    Why the faxless payday advance sounds so attractive? Because it means fast money. No need to bother with filling in application forms and faxing them to the lending institutions. It's all already done! Your pre-approved cash advance limit enables you to draw required funds instantly. You can do it using the online banking facilities, ATM terminal or just approaching the cashier at your bank. Normally, you'd use your credit card to access these funds; being aware of the daily limits applicable to the sum and number of withdrawals.
  • Credit Card Debt Elimination Tips  By : Paul McDermitt
    Every day hundreds of people get themselves further into credit card debt, hurting their chances of achieving the things for themselves and their families that really matter. Let's face it, what is more important, that new pair of shoes, or saving for your child's college? You don't have to quit having fun, but if you start using your credit cards right, you can get out of the oppressive debt, save money and still be able to enjoy some of those shoes, or whatever your weakness, that you have your eyes on.
  • Many Ways to Save at the Pump with a Gas Reward card  By : Derek Lenehan
    Everyone could use the savings of a gas reward card. And all the banks are offering one.
  • Applying for a credit card  By : Mammon
    If you are reading this article, you are probably thinking about applying for a credit card soon. While this is a noble endeavor for the right reasons, you need to make sure you apply for the correct one for your circumstances. You may be able to get a great interest rate if your credit is good, but if it's spotty you will have to watch out for the sharks out there who promise their customers the world, only to deliver them a whopping 23% APR with a $300 limit and $250 in fees just for activating the card (yes, it exists, from a bank in North Dakota).
  • Chase - Steadfast, Versatile, Competitive, and Rewarding  By : Derek Lenehan
    The image of Chase Bank if different to many people. But everyone has one.
  • Balance Transfer Time  By : Angelknight
    Balance transfer credit cards are yet another terrific way that the heavy competition among credit card companies benefits us. Balance transfer credit cards are cards that offer no-interest or low-interest rates on balances you transfer from your other credit cards or debts. Balance transfer credit cards don't tolerate late payments, so if you miss out on a particular repayment all the benefit is lost and instantly the high regular annual percentage rates are applied.
  • Citibank - Large, Established and Still Accommodating  By : Derek Lenehan
    Citibank can still handle the individual account holder. Even as one of the largest banks in the world.
  • Beware of Prepaid Credit Cards  By : Paul McDermott
    You thought you could cut your costs and improve your debt situation by getting a prepaid credit card. As the saying goes, buyer beware. I learned some of this the hard way after I received a prepaid credit card as a gift. I tried to buy one of my favorite Beatles CD's at an online auction. I was surprised that my purchase was rejected, even though I knew the balance was enough to pay for it. The real shocker was that when I called the 800 number on the card to double check the balance, they charged me $1.00 for the call!
  • Applying For Your First Credit Card: What Every Student Should Know  By : Larry Goldberg
    The first step in applying for the student credit card to fit your needs is to choose the right card, of course. There are lots of different kinds of credit cards out there, and choosing the right one is essential to meeting your needs.
  • Credit Card Options For Rebuilding Bad Credit  By : Arthor Pens
    It can be hard to find a credit card to help rebuild your credit when you have had credit problems such as a bankruptcy...
  • Credit Card Mythology 101  By : Larry Goldberg
    On campus for the first time and you feel like you should apply for a student credit card to celebrate your freedom? That’s a great idea, but before you fill out that first application, let’s examine some of the most popular credit card myths out there.
  • 4 Steps To Take If You Are Denied For A Credit Card  By : John Wiley
    Don't just assume that the minute you apply for a credit card, you'll get approved - it does not work that way, many people get denied.
  • Using Credit Cards, Knowing Which One to Choose  By : Bobbie McKee..
    Now more than ever, credit cards are used as forms of payments . Credit cards are a widely used source of convenient credit for on-line shopping, gasoline and even medical bills. Cards help in regular transaction and they are truly convenient. With the protection they provide they are also ideal for making a payment online.
  • What Makes a Good Credit Card Deal?  By : Paul McDermott
    What exactly makes a good credit card deal good? You probably hear often how someone you know is ecstatic over the credit card deal she just got and how many rewards she is going to get. Should you rush to get the limited time offer "great deal" she just signed up for?

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